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USED CAR DEALERS
American Serenity Finds insurance for used car dealerships with a variety of options and choices. Whether a dealership is Big or small . We offer comprehensive coverage that will insure the cars and other vehicles on the lot and the garage associated with your sales. we can Get you with Car Dealer insurance package that can include ,
GARAGE LIABILITY:This coverage Provides protection for liability resulting from the maintenance and the ownership of the garage.
DEALERS OPEN LOT:Provides physical damage coverage on vehicles that are owned by your business. Physical damage includes collision and comprehensive coverage, such as fire, lightning, explosion,theft, windstorm, hail, flood, and vandalism and malicious mischief.
GARAGE KEEPERS LIABILITY:If your operation does repair/body work on vehicles that are not owned by the dealership, you need this coverage to protect against damage to your customers’ vehicles in your possession.
AUTO LIABILITY:Provides protection in the event of a lawsuit because of an auto accident.
FALSE PRETENSE:This coverage Covers losses of vehicles in the event you’re scammed or cheated. For example,if someone comes to test drive a car (with your approval) if the vehicle is not returned, it is not covered. In addition to "voluntary parting" being excluded, acquiring a vehicle from someone whodoesn't have legal title is also excluded under theft. In order to have protection in both of the described situations, False Pretense Coverage would need to be purchased. (However, please be aware this is not bad credit insurance.)
BONDS:Used car dealer bonds to help you comply with state laws pertaining to the running of a used car business.
E & O COVERAGES:Certain errors and omission coverages related to the operations of used car dealers may include: Truth in Lending/Leasing Liability, Federal Odometer and Prior Damage Disclosure Liability, and Title Errors and Omissions.
We will Review these coverages and more with you in detail.
Give us a call at 209-813-9155 –– 209- 813 - 4978 Fax us At 209- 813- 4979 or fill out the Below form on this page.