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Non Emergency Transportation Insurance

From large fleet of vehicles to single vans, Safecal provides solutions for non emergency specialty medical transportation and Paratransit.

What constitutes non emergency medical transportation?

Non Emergency Medical Transportation are specialized, door to door service for elderly people, persons with disabilities and rehabilitation patients. Some of the services rendered are as below:


Transporting the Elderly and Disabled

Wheelchair Transport Service

Bedside to Bedside Stretcher Service

Dialysis Patients Van

Physical Therapy/Stroke Rehabilitation visits

and much more.








What kind of coverage can I get with Safecal’s non emergency Transportation Insurance?

At Safecal we always strive to provide the most inclusive coverage to our insured customers. If a nonemergency transportation vehicle is used in your company, we are sure to be able to offer excellent coverage. Some policy highlights are as follows:


Fast and easy turn-around

Master policies are available

Wheelchair lifts acceptable

Direct billing and premium finance

Professional and general liability coverage available

Broadened coverage available for certain risks









Please speak with a Safecal representative today to find out more information and about how to receive a quote for your emergency transport vehicle today!


Ambulance and Non-Emergency Medical Transportation Insurance Program

Meeting Your Clients’ Needs

Working with our insurance broker and carrier partners, Affinity Healthcare developed a specialized insurance program for Ambulance and Non-Emergency Medical Transportation that meets federal, state and local governmental agency requirements—and we’ve done it at a competitive rate.

Eligible Classes of Business

Emergency Transportation providers such as ambulance services

Non-Emergency Medical Transportation (NEMT) providers such as conveyance to medical appointments

Commercial Auto

Physical damage coverage

Single Limit Liability up to $3,000,000

Uninsured/Underinsured Motorists

Property damage UMC available in certain states

State-mandated Medical coverage available

Hired/Non-Owned Liability up to $1,000,000

Professional Liability

Professional Liability up to $1,000,000 each claim/up to $3,000,000 aggregate

Loading/Unloading Patient coverage

This important coverage is provided through our Healthcare Facilities Endorsement which removes the exclusion for injuries that arise out of loading or unloading patients from any automobile, aircraft or watercraft

Legal Expenses paid outside policy limits

Sexual Misconduct/Abuse coverage

Emergency Medical Treatment & Labor Act coverage

Defendant Expense Benefit up to $500 per day for lost wages and covered expenses

Commercial General Liability

General Liability up to $1,000,000 each claim/up to $3,000,000 aggregate

Personal and Advertising Injury Protection up to $1,000,000 each claim/up to $3,000,000 aggregate

Fire Legal Liability up to $50,000 aggregate

Medical Payments up to $5,000 aggregate

Excess Liability

Limits available up to $10,000,000

Sit over Commercial Auto, Professional Liability and Commercial General Liability

Additional Insurance Available

Commercial Property

Commercial Inland Marine

Portable Equipment

Financial Stability

The Affinity Healthcare program is underwritten by a large global carrier with strong financial stability, with an A.M. Best insurance company rating of “A+” (Superior) and a Standard and Poor’s credit rating of “AA-” (Very Strong).